Release Your Vehicle Cash Within Minutes!
Need cash fast? Are you having trouble finding a loan because of your credit score? You are not alone!
Like you, there are thousands of others who need a quick cash loan every day, and have found themselves rejected for a loan because of reasons mostly involving their credit. Luckily for you, HIOA Loans is here to help you find the best logbook loans in the market today! All you need to do is accomplish our 30-second form, and we’ll send you your best quote within minutes for FREE!
What is a Logbook Loan?
A logbook loan is a financial agreement made against the borrower’s car. Simply put, the vehicle serves as collateral, so that it can be repossessed by the lender should the borrower fails to meet the loan repayments.
It is called a logbook loan because the borrower signs the “bill of sale” and surrenders the car’s registration certificate or “logbook”, making the lender the technical new owner of the vehicle. However, there’s no need to pawn the vehicle, and the logbook will be returned once the loan is paid back in full.
Logbook loans are specifically designed for borrowers having credit problems, because these loans do not involve a credit check. Yes, that’s right, no credit check! This means that even if you have CCJ’s, arrears, or even public records such as bankruptcy, you are still welcome to apply!
Who Is It For?
Like we mentioned, logbook loans are specifically meant for people with bad credit or zero credit and would otherwise cannot qualify for a loan. Because there are no credit checks, you can pass easily, no matter if your credit score is stained with negative records.
But not only will you benefit from a logbook loan if you have bad credit. If you need the cash very quickly, you are a good candidate as well! Logbook loans only take a few minutes to apply, and less than 24 hours for the funds to become available!
Who Can Apply for a Logbook Loan?
Basically, anyone can apply for a logbook loan, as long as you are:
- At least 18 years of age
- A UK resident, or someone who have been doing business in the UK for at least 3 years
- Registered as a legal owner of any vehicle with no outstanding finance in it and one that is not more than 10 years of age
- A UK bank account or debit cardholder
If this is you, then you are welcome to apply now!
What We Do
HIOA Loans compares multiple logbook loan deals across the country’s top providers such as Auto Money, Varooma, and many more. By staying up-to-date with the latest offers, we make finding a logbook loan a lot easier for you. Not only do we find you loans where you can quickly qualify, but we point you to ones with the best terms and most affordable rates!
First, we ask you to quickly sign up our online application form, which only takes a few seconds. After that, we will find you the best match among one of our partners, and one of our representatives will then call you back to give you your free quote. You just have to let us know how much you need and how much you can afford to pay back in every instalment, and we’ll handle the rest!
Next, you will decide if you wish to proceed or not. If you do, then we will set up an appointment with you and the lender, at a time and place of your convenience. All you need is to show up!
During this meeting, your car will be evaluated, and you also have the chance to negotiate the terms. Make sure you understand everything that is written before you sign the credit agreement.
Now once the deal is finalised, all you need to do is sign your contract, and you’ll get your cash instantly!